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Banner Life Insurance is a company that is a member of the Legal and General Group Plc. It was first established in 1949 and was previously known as the Government Employees Life Insurance Company. Banner Life has $3.5 billion in assets and $248 billion available for life insurance payouts. Products of Banner Life are also sold by other brokerages. Competitive premium rates are one of the great benefits of doing business with Banner Life. If you are looking for term life insurance, check out their OPTerm 10/15/20/30 plan. You can purchase a policy in terms of 10, 15, 20 and 30 years. You are able to renew your policy as many times as you wish until you reach the age of 95. The plan can be converted to permanent life insurance anytime you wish. You must be at least 20 years old to purchase a policy from this plan and your minimum face value is $100,000. Another option is the fixed universal life insurance plan. This gives you permanent coverage and flexible premium rates. The higher the premium rates you choose, the higher the guarantee of your lifetime insurance benefits. Choose this option if you have family or other beneficiaries that would need financial assistance after you’re gone.