Know which limitations and exclusions apply to your insurance coverage
June 30th, 2008 . by adminWhen researching option for affordable dental insurance, make sure you understand the limitations and exclusions. Each plan will not have identical benefits; specific limitations and exclusions apply. For example, if you need a dental filling with a composite material, evaluate the composite fillings benefit that the plan offers. Most insurance companies only reimburse composite filling as they would an amalgam filling, which is a less expensive procedure. You are responsible for the balance.
Also, cosmetic dentistry is not covered by traditional dental insurance. However, if you require veneers for restorative purposes, check with your dentist to about filing for a percentage of reimbursement based on a restorative diagnosis.